Analysis and Data

AI’s potential depends on accurate, consistent, and trustworthy data — and mortgage companies must build that foundation first

Better may reuse bitcoin pledged by mortgage borrowers, while competing loan structures expose customers to price-driven liquidation

Consumer interest is growing, but concerns about durability, appraisals, code compliance, and resale value could complicate financing

Pending listings turned negative in August despite more inventory, lower asking prices, and sellers remaining open to negotiation

Price declines are spreading, yet mortgage rates and uneven local conditions continue to limit what buyers can afford

Fed chair says broader financial conditions remain loose, inflation is too high, and markets should expect less guidance on what comes next

The technology is designed to transform field observations into searchable portfolio data for lenders, servicers, and investors

Pending sales fell to a six-month low as inventory increased, giving originators more room to use seller concessions to make difficult purchase deals work

New homes sold in 2025 were nearly 12% smaller than a decade earlier, while their average price per square foot climbed 72%

Oksenholt Capital says shared infrastructure could lower costs without weakening competition, but mortgage bankers have warned that common ownership could reduce lender choice, innovation, and market resilience