Analysis and Data

Rising U.S. Debt Could Keep Mortgage Rates Higher For Longer

New analysis from Realtor.com suggests federal borrowing may limit rate relief and extend affordability pressure

Analysis and Data
Purchase Demand Drives Lock Volume Higher Even As Rates Rise

Optimal Blue data shows purchase activity carrying the market while refinance volume turns more selective

Analysis and Data
First-Time Homebuyers Share In Texas Remains Near Record Low

Texas Realtors report shows aging buyer pool, rising all-cash purchases, and widespread price cuts among sellers in 2025

Analysis and Data
KeyBank Poll Points To Longer Homebuying Runway, Earlier Borrower Engagement

Lender-backed survey finds 25% say homeownership feels out of reach as affordability pressures reshape buyer timelines

Analysis and Data
Home Price Cuts Hit Record Levels As Sellers Slash $41K On Average

Redfin data shows rising inventory and hesitant buyers are driving deeper price reductions, reshaping negotiation dynamics and deal flow for loan originators

Analysis and Data
Harbinger Of Bankruptcies To Come

LegalShield data shows foreclosure inquiries up 20% year over year as borrowers shift from research to action, signaling potential rise in filings

Analysis and Data
Housing Market Shift: Home Price Growth Slows To A Crawl

Buyer-seller standoff, weak demand, and regional splits define early-year housing conditions

Analysis and Data
Borrowers Want Community But Don’t Know Their Neighbors

Rocket Mortgage data shows a gap shaping homebuying decisions

Analysis and Data
ICE Data Signals A Market Reset, Not A Rebound

Affordability improves modestly but remains stretched as rising supply and steady prices reshape the purchase market for originators

Analysis and Data
Rocket Tops UWM In 2025 HMDA Loan Count As UWM Keeps Volume Crown

New CFPB mortgage data shows divergence in loan volume vs. unit share, signaling shifting borrower mix and strategy

Analysis and Data