Analysis and Data

Rocket Mortgage found first-time buyers typically put down 5% in some markets and about 30% in others

First American says limited inventory is keeping prices at historic highs, while luxury homes continue to outperform starter and mid-tier markets

LodeStar says closing costs fell nationally, but borrower expenses still vary widely by state

The slowdown comes during the traditionally busy spring selling season, while buyers continue to gain negotiating leverage through concessions and inspections

Study estimates well-qualified conventional borrowers are among the most likely to miss the lowest available rates, reinforcing a broader trend in mortgage shopping

Nearly one in five house hunters searched outside their home metro in the first quarter, with Florida and other Sun Belt markets drawing buyers seeking lower housing costs

New Redfin/Ipsos survey finds broad agreement across party lines on first-time buyer tax breaks and other affordability measures

Survey finds fewer buyers are waiting for lower mortgage rates and home prices, while growing confidence in homeownership points to changing buyer attitudes

VantageScore reports lower delinquencies, stable credit scores and a nine-month high in personal loan originations

Monthly mortgage payments have become the new yardstick for sticker shock