Analysis and Data

Pending sales hit a five-year March high in Zillow report as rate volatility creates both opportunity and risk for mortgage originators

Findings show improved pre-screening could boost efficiency and first-time buyer access amid rising tri-merge costs and pricing shifts

Record pipeline of 90,000+ units and looming office loan maturities reshape urban housing supply while opening construction and adaptive reuse financing opportunities for lenders

As April begins, hesitant borrowers and mixed rate forecasts are forcing originators to prioritize execution over lead volume

Investors purchased nearly one-third of all houses sold in the fourth quarter of 2025, but sold more properties than they acquired

Income growth and home price moderation are improving buying power, though rate pressure keeps demand fragile

Rising stale inventory and longer days on market signal weaker demand, fewer originations, and increased pricing pressure for loan officers

Survey finds experienced agents frustrated with Zillow, MLS systems, and pocket listings, while most report little change in commissions post-NAR settlement

Applications fall double digits as rising rates limit refi opportunities and slow purchase demand

A recent report shows large banks trail non-banks in serving Latino borrowers, highlighting shifts in lending distribution across the state