Analysis and Data

74.5% of brokers report growing Non-QM volume in their business, according to a new A&D Mortgage survey

Economists warn slower household formation and rising inventory could reshape home prices, purchase demand, and mortgage origination opportunities over the next decade

Realtor.com report finds investors accounted for 11.3% of home purchases in 2025, as small investors gained market share and institutional buyers continued to retreat

Nearly half of home sales included seller concessions in May, creating new opportunities for borrowers to reduce upfront costs and negotiate better terms

New report argues factory-built housing could lower construction costs, expand affordable inventory, and create more opportunities for first-time homebuyers

LendingTree finds single parents in some metros are more than twice as likely to own a home as those in the nation's least affordable markets

Many prospective refinancers carry mortgage rates above 5%, suggesting demand could accelerate if borrowing costs decline

Government-backed loans accounted for more than half of builder applications for a fifth straight month as loan sizes fell and buyers remained rate-sensitive

Redfin reports the typical U.S. housing payment rose to $2,647 as elevated home prices and mortgage rates continue to pressure affordability

Realtor.com says affordability challenges, limited inventory and elevated housing costs are keeping a record number of potential first-time buyers on the sidelines