Analysis and Data

ARMs Offer Significant Savings Over Fixed-Rate Mortgages

Data shows short-term borrowers positioned to benefit as refinance window remains likely

Analysis and Data
Seller Surplus Jumps To 630K, Marking Largest Buyer-Seller Gap On Record

Redfin report highlights growing imbalance as supply outpaces demand in 2026 housing market

Analysis and Data
Housing Market Crawls Along

Slow sales, falling rates, and rising supply shift housing market power to buyers

Analysis and Data
Housing Market Is A Mixed-Bag

Pending home sales edge higher and builders cut prices, but rising foreclosure filings and affordability pressures signal growing strain for homeowners and originators

Analysis and Data
The First Mortgage AI Accuracy Test: Tidalwave’s SOLO VS. Anthropic’s Claude 4.5

Mortgage AI showed stronger performance than a general-purpose model in a new benchmark, particularly in underwriting accuracy and compliance checks

Analysis and Data
Doctor Mortgages Enter RMBS, Creating Opportunity For Originators

Lenders seek to serve early-career physicians with strong earning potential but unconventional underwriting profiles.

Analysis and Data
Non-QM
Mortgage Ready: Exploring How Standards Could Transform Financial Guidance Into Homeownership

NextGen buyers prepare early for homeownership. Can standards connect that readiness to the mortgage process?

Analysis and Data
Clear Capital Report Signals Cooling Housing Market In February

Quarterly decline highlights uneven regional performance across U.S. housing markets

Analysis and Data
Buyers Mostly Undeterred by War — So Far

While oil prices rise and markets wobble, most buyers are still moving forward with big-ticket purchases

Analysis and Data
loanDepot Origination Volume Surges To Highest Level Since 2022

Fourth-quarter originations reach $8.04B as lender expands market share and refinance activity

Analysis and Data