Opinion
Coming Up:
A Strong Foundation Makes Innovation Possible
How reliable and accurate consumer credit reports make innovative housing solutions a reality
Mortgage Credit Score Reform Could Yield $648M In Annual Savings
A new analysis finds the FHFA’s decision to allow VantageScore in conforming mortgages could save lenders and borrowers approximately $650 million annually while expanding credit access to millions of additional consumers
Hershman: Turning The Client Into A Referral Source
Maximizing referrals starts by turning each loan transaction into an opportunity to deliver early value and expand your professional sphere
NMP
NAMB Outlines Blueprint To Restore Affordable Housing Access
NAMB has issued a white paper outlining a legislative and regulatory roadmap aimed at boosting housing supply, reducing borrower costs, and strengthening the mortgage broker channel to expand homeownership nationwide
Grounded, Connected, And Ready For What’s Next
How connection, mentorship, and shared leadership are setting the tone for the year ahead
MORTGAGE WOMEN
The Mortgage Industry’s Interface Problem — And Why AI Alone Won’t Fix It
Why the future of mortgage technology isn’t better screens, but smarter intent
Housing Market Stalemate: How Mortgage Innovations Might Boost Mobility
As rising rates and limited inventory are keeping many U.S. homeowners “locked in,” experts from the Bipartisan Policy Center explore assumable and portable mortgages as potential solutions to improve affordability and market mobility
AEI Calls For Capital Gains ‘Holiday’ For Seniors
Housing experts argue that a targeted capital gains tax exemption for seniors could unlock millions of long-held homes, easing supply constraints, and improving affordability
2025 Most Loved Employers
Leaders and workplaces redefining what “good business” means in 2025
NMP
Equity Loans Don’t Match Borrower Needs
A new Hometap survey finds that homeowners across generations view traditional home equity products as inflexible, outdated, and poorly aligned with their financial needs, driving rising demand for more adaptable, consumer-focused financing alternatives