Regulation and Compliance
State banking and mortgage regulators argue the OCC’s proposed escrow interest preemption rule is unlawful, would undermine state consumer protections, and shift costs from national banks onto homeowners
The class-action claims Rocket Mortgage’s referral practices violated federal law and limited consumer choice
HUD has ordered immediate citizenship and immigration status verification across federally assisted housing, a move that could accelerate rental turnover and indirectly influence entry-level homebuyer demand while signaling tighter eligibility enforcement
Major banking, credit union, and mortgage trade groups are pressing the Trump Administration for immediate regulatory changes to lower mortgage costs and ease first-time buyer affordability pressures
A recent House Financial Services Committee hearing spotlighted sharp partisan divisions over HUD and FHA oversight, housing affordability, civil rights enforcement, and the agency’s direction under the Trump administration
Trump’s new Executive Order aims to curb institutional buying in single-family housing, potentially reshaping inventory access and competition for owner-occupant borrowers
The Mortgage Bankers Association names veteran government affairs strategist Jeremy Green as vice president of legislative affairs to bolster its advocacy and deepen engagement on Capitol Hill
The CSBS has added Chad Davis as senior vice president of legislative policy, tasking him with leading congressional engagement and shaping the organization’s federal advocacy on behalf of state financial regulators
Dan Figurski of SingleSource Property Solutions discusses how originators will face a shift as the redesigned URAR and UAD 3.6 bring clearer property insights and data-driven appraisal reporting
HUD is offering capacity-building grants to help communities identify and reduce lead hazards in homes, strengthening public health, housing safety, and long-term market stability