Regulation and Compliance

The program streamlines score access, enabling CIC to provide better FICO Score pricing to its customers

A retrospective of the organization that provides the common language for exchanging data and information across the mortgage finance industry that have been accepted and deployed by every type of entity involved in creating mortgages

Economists argue that permanent buydowns allow buyers to qualify for higher-price homes at lower rates, thus increasing buying power and allowing builders to sell more homes without having to cut prices

For the third quarter of 2025, United Wholesale Mortgage capitalized on a “rate rally” that saw sliding mortgage rates push total loan origination volume upward

Ryan Donovan, president and CEO of the Council of Federal Home Loan Banks, has written a letter to the FHFA commenting on the agency's steps taken to streamline regulations and expand the nation's housing supply

While some lenders regard compliance as an expense rather than a strategic asset, Andrew Liput cautions that doing so can have devastating consequences on a company’s survival

New integration will make it easier for mortgage lenders to utilize Plaid's account linking experience to maintain compliance and data integrity across the mortgage process

As the debate to bring Fannie Mae and Freddie Mac public continues, a panel at the MBA’s Annual Convention discussed the process of taking the GSEs out of conservatorship and the impact of such a move on the mortgage marketplace

FHFA requesting public comment on the strategic direction of the GSEs “to help restore the American Dream of homeownership for all Americans”

Bipartisan measure takes steps to boost housing supply and expand access to affordable mortgage credit