Regulation and Compliance

The FHFA has announced the conforming loan limit (CLL) values for mortgages Fannie Mae and Freddie Mac will acquire in 2026, as in most of the U.S., the 2026 CLL value for one-unit properties will be $832,750

With stability growing in market conditions, stronger maturity volumes, and a gradual decline in interest rates, multifamily lending activity is projected to rise in 2026

Because settlement agents often lack mandated insurance, and coverage gaps are common, lenders must actively verify and monitor agent insurance and bonds to protect themselves from fraud-related losses

The GSE’s new Quality Control Advisor Plus platform streamlines the quality control review process, saving lenders time and reducing risk

New data reveals that fraud and forgery are becoming more common and more costly in refinance transactions, compared to purchase transactions

Andrew Liput of Secure Insight discusses how the industry is embracing AI, but smaller businesses are having a difficult time keeping up with identifying and preventing fraud through the use of criminal technology schemes

ACES Quality Management reported that the mortgage industry’s overall critical defect rate rose to 1.51% in the second quarter of 2025, driven largely by sharp increases in appraisal and borrower eligibility defects

USMI says Congress should consider replacing the 2% Capital Ratio requirement with an updated stress-based, loan-level risk-weighted standard

Mortgage fraud risk increased 8.2% year-over-year in Q3, with an estimated one in 118 applications showing indications of fraud

In a recent court filing, OMB Director Russell Vought contends that the Bureau is legally barred from drawing funds from the Federal Reserve, the mechanism through which it has traditionally been financed