Regulation and Compliance
Powell pushes back on DOJ subpoenas, warns of political pressure on Fed independence in the face of threatening a criminal indictment
MISMO’s newly published SMART Doc V3 Power of Attorney specification brings verifiable, tamper-evident data to a critical legal document, strengthening efficiency across the digital mortgage ecosystem
President Trump has proposed to bar institutional investors from buying single-family homes, framing the move as a bid to restore housing affordability
Housing experts argue that a targeted capital gains tax exemption for seniors could unlock millions of long-held homes, easing supply constraints, and improving affordability
Freddie Mac’s $5.1 billion in 2025 CRT issuance highlights the program’s expanding role in transferring mortgage credit risk to private capital, while reinforcing liquidity and stability in the U.S. housing finance system
FHA’s 2025 MMI Fund report to Congress shows capital strength well above statutory requirements, reinforcing the agency’s capacity to expand access to homeownership while sustaining risk management
FHFA has finalized 2026–2028 housing goals for Fannie Mae and Freddie Mac, lowering single‑family low-income benchmarks, while keeping multifamily targets steady to balance affordability and market stability
Federal regulators say the U.S. financial system remains resilient, but the latest FSOC annual report underscores a broadened approach to safeguarding stability — one that elevates economic growth and economic security alongside traditional systemic risk
State financial regulators have secured sanctions against a mortgage loan originator for violating the SAFE Act by misrepresenting completion of required education
The U.S. Senate confirmed Frank Cassidy as HUD Assistant Secretary and FHA Commissioner and Joe Gormley as Ginnie Mae president, installing two veteran housing finance leaders to advance federal mortgage market stability, access, and affordability