Regulation and Compliance

The GSE’s new Quality Control Advisor Plus platform streamlines the quality control review process, saving lenders time and reducing risk

New data reveals that fraud and forgery are becoming more common and more costly in refinance transactions, compared to purchase transactions

Andrew Liput of Secure Insight discusses how the industry is embracing AI, but smaller businesses are having a difficult time keeping up with identifying and preventing fraud through the use of criminal technology schemes

ACES Quality Management reported that the mortgage industry’s overall critical defect rate rose to 1.51% in the second quarter of 2025, driven largely by sharp increases in appraisal and borrower eligibility defects

USMI says Congress should consider replacing the 2% Capital Ratio requirement with an updated stress-based, loan-level risk-weighted standard

Mortgage fraud risk increased 8.2% year-over-year in Q3, with an estimated one in 118 applications showing indications of fraud

In a recent court filing, OMB Director Russell Vought contends that the Bureau is legally barred from drawing funds from the Federal Reserve, the mechanism through which it has traditionally been financed

The program streamlines score access, enabling CIC to provide better FICO Score pricing to its customers

A retrospective of the organization that provides the common language for exchanging data and information across the mortgage finance industry that have been accepted and deployed by every type of entity involved in creating mortgages

Economists argue that permanent buydowns allow buyers to qualify for higher-price homes at lower rates, thus increasing buying power and allowing builders to sell more homes without having to cut prices