Regulation and Compliance

New FRAME toolkit gives lenders, servicers, and technology providers a roadmap for managing AI risk while supporting innovation

CFPB frames immigration status as a potential ability-to-repay factor when future U.S.-based income is at risk

First American's ACI Sky Workbench gains verification ahead of the Nov. 2 implementation date for the GSEs' updated appraisal reporting requirements

Wrapper Files support standardized data transfers between origination and servicing systems, with potential savings of $60 to $160 per loan

Old statutes, new models, and the vendor contract you signed before machine learning became operational

HUD says FHA lenders will continue using three-bureau credit reports even as the agency adopts newer scoring models aimed at increasing competition and modernizing mortgage underwriting

The House version softens a controversial provision aimed at large institutional investors

As all-cash deals surge nationwide, a proposed 1% levy on $1M+ purchases in NY may reshape jumbo lending, borrower strategy, and origination opportunities

MISMO’s new FRAME initiative aims to help mortgage lenders operationalize responsible AI governance across the loan lifecycle

An amended House version of the ROAD to Housing Act removes a controversial build-to-rent selloff mandate while preserving broader supply and affordability measures