Regulation and Compliance

Guide focuses on tracing mortgage data from borrower documents through AI validation, human review, and final LOS entry

Wholesale lender cites internal loan data to urge regulators to monitor whether new condominium eligibility standards reduce access to conventional financing

The lender group says mortgages below $100,000 routinely lose money, while LO compensation rules could prevent federal incentives from reaching originators

The appraisal management company says it is the first to complete certification for FHA’s modernized EAD platform, giving lender clients an early path toward implementation

Vought’s testimony also comes as a new poll suggests the CFPB retains broad support across party lines

Borrowers can save remaining home equity after delinquent property taxes and fees are paid

The bureau is seeking feedback on whether federal disclosure requirements raise costs, delay closings or limit access to mortgage credit

The agency says proprietary and machine-learning models do not relieve lenders of their fair lending and disclosure responsibilities

New study says VantageScore 4.0 scores five million more creditworthy borrowers than FICO Score 10T, expanding lending opportunities as the industry prepares for the GSE credit score transition

New implementation guide standardizes mortgage insurance data exchange, helping lenders, insurers and technology providers prepare systems for newer credit scoring models