Regulation and Compliance

Lenders will gain competing modern scoring options, but borrowers may not see both offered everywhere

Pulte’s comments could signal either fewer bureau reports or a portable report borrowers could share among lenders, but FHFA has not clarified which approach it is studying

Outside counsel’s fabricated citations expose a third-party oversight risk for mortgage servicers, trustees, and investors

Proposed G-TALF facility could help prevent a servicing cash crunch from constraining FHA, VA, and USDA lending

Pulte removes 50-lender cap while considering bi-merge and single-bureau reports as additional ways to reduce mortgage costs

HUD’s proposed rollback of housing protections could deepen barriers for underserved borrowers, shrink the pool of prospective homebuyers, and ultimately cost loan originators business

Two certifications move the industry’s FRAME initiative from governance guidance toward product-level validation and implementation

Oksenholt Capital says shared infrastructure could lower costs without weakening competition, but mortgage bankers have warned that common ownership could reduce lender choice, innovation, and market resilience

CEO Kelly Hendricks details how MaxClass and HomeQB are opening a new referral channel for originators

The agency’s first nonperforming-loan offering in 13 months transfers 969 deeply delinquent mortgages to private buyers, including a small pool concentrated in Dallas-Fort Worth