Acra Lending

Acra Lending is the industry's leading Private Money Lender with origination channels in Wholesale, Correspondent lending, Fix & Flip and Consumer Direct programs. Offering a range of programs and services geared toward helping mortgage professionals and borrowers achieve their purchase and investment goals. We are committed to providing simplicity, consistency and an optimal customer experience.

Licensed in:
AL AZ AR CA CO CT DC DE FL GA ID IL IN KS KY LA ME MD  MI MN MT NV NH NJ NC OH OK OR PA  SC TN TX UT VT VA WA  WI WY    

Location

25531 Commercentre Drive
Suite 160
Lake Forest, CA 92630
United States

Meet us in person.

We're going to be exhibiting at these upcoming events. Join us there to learn more about us.

Please check events for up to date information.
Mentions
Foundation Adds Four AEs To Help Brokers Succeed, Drive Growth

New Account Executives include Johnny Barrow, James Jaochico, Sean Ameri, and Luis Enrique Mota

Aug 25, 2025
New CEO At Acra Lending

Former LendingPoint, Mr. Cooper exec Shawn Stone succeeds Acra CEO Lind, who transitions to board chairman role

Aug 11, 2025
AG Mortgage Reveals Third Quarter Earnings

Lender-affiliate Arc Home reported $681.6 million in originations in Q3.

Nov 05, 2024
Acra Lending Receives Positive Outlook From Morningstar DBRS

Acra's former ranking was stable

May 29, 2024
Fitch Rates Non-QM RMBS Offering With Loans By Acra Lending, LoanStream

BRAVO Residential Funding Trust 2023-NQM3 is supported by 674 loans with a balance of $302 million.

Apr 28, 2023
Fitch Expects To Rate BRAVO Residential Funding Trust 2023-NQM1

Loans in the pool were originated primarily by Acra Lending and LoanStream Mortgage.

Jan 20, 2023
Webinars
DealDesk: Focus on Investor Cash Flow and Unique Property Types

We’re here to discuss the files that many lenders cannot close because of the Unique Property Type and In...

Webinar
Nov 02, 2022
DealDesk: Introduction to Acra Lending's Light Doc Programs

National Mortgage Professional Magazine presented a DealDesk featuring Acra Lending's Light Doc Programs. A...

Webinar
Sep 28, 2022
DealDesk Focus on Acra Lending Rehab Loans

Bring your deals, scenarios, and questions as National Mortgage Professional Magazine presents a DealDesk feat...

Webinar
Jun 01, 2022
DealDesk: Focus on Investor Cash Flow and Unique Property Types

We discussed the files that many lenders cannot close because of the Unique Property Type and Investor Cash Fl...

Webinar
Mar 02, 2022
How to Qualify Foreign National Borrowers with Acra Lending's Investor Cash-Flow Program

Qualify Foreign National investors easily utilizing Acra Lending’s Investor Cash flow Program. This unique pro...

Webinar
Dec 01, 2021
DealDesk: Focus on Investor Cash Flow and Unique Property Types

We’re here to discuss the files that many lenders cannot close because of the Unique Property Type and Investo...

Webinar
Sep 15, 2021