Single-family rent growth has slowed to its weakest pace in more than a decade, as persistent affordability challenges linger despite easing market pressures
President Trump has proposed to bar institutional investors from buying single-family homes, framing the move as a bid to restore housing affordability
Cotality data show U.S. home price growth slowing to 1% as the housing market enters 2026 on firmer footing, with easing rates and regional divergence shaping a more balanced outlook
Cotality’s analysis highlights how the 30-year fixed-rate mortgage structure has suppressed market turnover and differentiates housing dynamics from global peers
Mortgage rates are driving cautious buyer reentry, lifting existing-home sales modestly in November, while limited inventory and affordability pressures continue to constrain origination volume
Single-family rent growth has slowed, signaling easing rental pressure in many markets and potential shifts in borrower demand, underwriting assumptions, and purchase opportunities for mortgage originators
