Cotality

Mortgage rates are driving cautious buyer reentry, lifting existing-home sales modestly in November, while limited inventory and affordability pressures continue to constrain origination volume

Single-family rent growth has slowed, signaling easing rental pressure in many markets and potential shifts in borrower demand, underwriting assumptions, and purchase opportunities for mortgage originators

FICO has expanded its Mortgage Direct License Program, enabling more transparent, cost-efficient direct delivery of FICO Scores to mortgage lenders

Cotality’s Q3 2025 Homeowner Equity Report shows U.S. borrower equity fell $373.8 billion year-over-year, negative equity rose to 2.2%, and regional gains and losses highlight growing vulnerability for leveraged homeowners

MISMO has launched its Technology Impact and Enablement community of practice to unite industry professionals in evaluating and advancing innovations that modernize the mortgage sector and shape evolving standards

The Federal Reserve delivered its third rate cut of 2025 by lowering the federal funds rate another 0.25 points, sparking mixed views within the FOMC