Federal Housing Finance Agency (FHFA)

Former FHFA Director shares insights on navigating high-pressure moments in exclusive interview with Jennifer McGuinness (CEO, Pivot Financial), forthcoming from Mortgage Women Magazine

Diverging borrower profiles reshape risk, underwriting, and pipeline outlook as new credit scoring models loom

Move follows GSE policy shift, giving brokers visibility into both FICO and VantageScore

Cooling gains may ease buyer strain, but inflation-adjusted declines and regional splits complicate outlook for LOs and borrowers

Initial securitized loans with Freddie Mac highlight operational questions following Federal Housing Finance Agency policy shift

New GSE updates allow immediate use of VantageScore 4.0 and signal shift toward multi-score underwriting environment