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Federal banking regulators propose changes that could squeeze IMBs and push larger banks out of the mortgage market.
GOP proposes 2 bills in Congress to repeal; Urban Institute says changes don't penalize rich to help poor.
Analysis by The Urban Institute finds growth was driven by young, high-earning, highly educated borrowers.
Study says declining number of active listings nationwide puts homeownership out of reach for American with median income.
Urban Institute research shows the inability to repay debt or build generational wealth widens the racial wealth gap.
Urban Institute says borrowers of color would most likely see the greatest benefits.
