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Rising mortgage rates last year cut $305,000 off what a buyer could afford with a $3,000 payment, but that trend has started to reverse.
Home shoppers can just describe their ideal home to begin a search.
This is the result of FHA's update to the baseline conforming loan limit in high-cost areas topping $1 million.
Areas with more affordable housing should see relatively healthier markets and stronger sales in 2023.
Stubborn sellers are staying put with their comfortable monthly mortgage payments.
A recent Zillow survey says that first-time home buyers should line up financing first before home shopping.
