PACE Yourself

How green dreams for homeowners turn into lenders’ red flags

Regulation and Compliance
Remember Your Marketing Department?

Rate cuts signal opportunity in 2025. Your LOs — and clients — should hear it from YOU

C-Suite Strategies
Dec 10, 2024
The Federal Reserve finally reduced interest rates in mid-September by half a percentage point. Because this easing in borrowing costs was already priced into mortgage interest rates, no big changes occurred during the immediate aftermath. But, the rate drop sent ripples through the housing industry — consumers are beginning to wake up. When consumers rise, the housing economy will come back to life. The pace of existing-home sales lingered near historic lows through the third qu
Mortgage Banker
PACE Yourself

How green dreams for homeowners turn into lenders’ red flags

Regulation and Compliance
Dec 10, 2024
PACE Yourself
Mortgage Banker
Bank On Borrowers, Not Rate Predictions

Chasing rate forecasts wastes resources better spent on cold, hard business

Industry News
Dec 10, 2024
Bank On Borrowers, Not Rate Predictions
Mortgage Banker
Mortgage Credit Nosedives In November

Lackluster investor interest and industry consolidation are taking their toll on the market's liquidity

Analysis and Data
Dec 10, 2024
Consumers Remain Optimistic Mortgage Rates Will Fall

Consumers adjust market expectations as forecasts signal a still-challenging environment in 2025

Analysis and Data
Dec 10, 2024
Young Families To Drive Sales, Price Gains Next Year

Some markets to see sizable bump up in 2025 sales, while others will struggle to overcome affordability challenges

Analysis and Data
Dec 10, 2024
Homes With Negative Equity Jump In Third Quarter

“I am surprised to have seen some of the increases in home prices," CoreLogic's chief economist says.

Analysis and Data
Home Equity
Dec 09, 2024
Employment Rebounds In November, Uncertainty Lingers

Uptick in unemployment could boost odds of Fed rate cut

Analysis and Data
Dec 06, 2024