Affordability in the Golden State edged higher in late 2025, as modest home price declines and easing mortgage rates improved buying power, though most households still remain priced out

Despite ongoing affordability and labor challenges, the National Association of Home Builders forecasts modest single-family construction growth ahead, supported by easing mortgage rates and continued demand for more attainable housing options

Florida Realtors reports the Sunshine State’s 2025 housing market showed modest single-family sales growth, rising inventory, and stabilizing prices, signaling a shift toward more balanced conditions

Florida’s housing market began 2026 with year-over-year gains in closed sales, pending contracts, and new listings, while median prices edged lower and inventory expanded, according to Florida Realtors

Fairway Home Mortgage and the National Association of Insurance and Financial Advisors have launched a new educational certification component to train advisors on integrating housing wealth and reverse mortgage strategies into retirement planning

U.S. Department of Housing & Urban Development has appointed six new members to the Manufactured Housing Consensus Committee to support modernization of the HUD Code and expand affordable manufactured housing supply

Guaranteed Rate Affinity has promoted Kevin Ginsburg to national builder divisional manager, tasking him with leading nationwide builder strategy and expanding the firm’s footprint in new-construction lending

New research shows Federal Home Loan Bank liquidity doesn't just stabilize lenders — it translates directly into mortgage originations, small business loans, and community development funding