Redfin predicts that 2026 will usher in a “Great Housing Reset” — a gradual rebound in the U.S. housing market, driven by rising incomes outpacing home-price growth, more affordable mortgage rates, modest price increases, and slowly improving homebuying

How Hector Castro and Hera Lending are redefining private lending

A coalition of housing leadership organized by the J. Ronald Terwilliger Center for Housing Policy is urging Congress to enact bipartisan, comprehensive housing legislation to address the nationwide affordability crisis

The Mortgage Bankers Association has urged the FHA and Ginnie Mae to modernize and overhaul the HECM and HMBS programs to expand senior access, cut costs, and restore market liquidity

How the mortgage market is gradually evolving, with renewed interest in ARMs, potential LLPA changes, shifting credit policies, and data uncertainty requiring lenders to adapt strategies across pricing, risk, and hedging

The Government Accountability Office is urging the Federal Housing Finance Agency to issue clear, written guidance on how Fannie Mae and Freddie Mac should meet fair lending requirements amid shifting oversight and increasing use of property technology

Growing institutional private lending offers loan officers stable, repeat business through investor-focused partners like CV3 Financial Services, as a cooling mortgage market contrasts with steady investor demand.