The Mortgage Bankers Association has urged the FHA and Ginnie Mae to modernize and overhaul the HECM and HMBS programs to expand senior access, cut costs, and restore market liquidity
Freddie Mac reports that mortgage production costs remain high despite modest quarterly improvement, with lenders seeing higher per-loan income but relying on Loan Product Advisor tools to offset rising expenses
How the mortgage market is gradually evolving, with renewed interest in ARMs, potential LLPA changes, shifting credit policies, and data uncertainty requiring lenders to adapt strategies across pricing, risk, and hedging
The Government Accountability Office is urging the Federal Housing Finance Agency to issue clear, written guidance on how Fannie Mae and Freddie Mac should meet fair lending requirements amid shifting oversight and increasing use of property technology
Growing institutional private lending offers loan officers stable, repeat business through investor-focused partners like CV3 Financial Services, as a cooling mortgage market contrasts with steady investor demand.
San Diego-based retail lender finalizes agreement to be acquired by a fund managed by Bayview Asset Management in $1.3 billion all-cash deal
MISMO’s new guidance is designed for organizations using the MISMO reference model as they integrate next-generation credit scoring models into their systems