Union Home Mortgage is expanding its footprint in the Cincinnati market with the addition of two seasoned mortgage leaders — Ravi Patel and Justin Allen — who will serve as Area Branch Managers of the growing regional branch.
The move comes as part of Union Home’s continued national growth, following its 2025 acquisition of Nations Reliable Lending. Both Patel and Allen bring a strong team with them: eight loan officers, three loan officer assistants, a processor, a production manager, and a marketing and business development manager. They join a branch led by Caveh Azadeh, Senior Vice President of Sales, who previously worked with Allen at Nations Reliable Lending.
"I'm very excited to bring Ravi, Justin, and the entire team on board to Union Home," said Azadeh. "Welcoming a group of this caliber reflects the kind of growth we're focused on — one that's rooted in strong relationships and shared values."
Patel and Allen’s team funded over $260 million across 996 units in 2024, while Azadeh’s group funded $215 million across 874 units — momentum they intend to build on together.
"It's been incredible to see how my former colleagues and I took different paths — gaining new experiences, growing through a changing market, and navigating the post-COVID world — only to come full circle and reunite," said Allen, who brings nine years of experience from Fidelity Investments, UMortgage, and Nations Reliable Lending. He lives in Anderson Township with his wife and two children and is known for creative lending solutions, especially for first-time buyers.
Patel, formerly of Guaranteed Rate and UMortgage, brings a decade of mortgage experience. Now based in Northern Kentucky with his wife and three kids, he is focused on helping buyers find their place in the Bluegrass State.
"Keeping the team together was our number one priority," said Patel. "We have a strong team with some real talent and energy that we could never leave behind. This move will let us all break down barriers and hit new records."
The newly combined group aims to scale their success even further, bringing entrepreneurial energy and a retail-focused strategy to Union Home Mortgage’s growing national platform.
