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Three young loan originators are scaling fast by specializing in niche lending, building referral networks, and using AI tools to uncover loan options and streamline workflow

United Wholesale Mortgage has introduced a limited-time 75-basis-point refi incentive and a $600 appraisal credit for purchase loans to support brokers and reduce borrower costs

Energy shock tied to Strait of Hormuz disruption reverses improving borrowing conditions and raises new questions for lenders heading into spring

As per a White House directive, the nation’s housing finance agencies are phasing out Anthropic’s AI tools amid security concerns and shifting to alternative platforms

New standardized data specification aims to improve efficiency, accuracy, and interoperability in FHA loan origination and digital mortgage workflows

February economic data shows mixed signals: interest rates and mortgage yields fall, housing sales remain soft, GDP growth slows, inflation holds near 2.5–3%, and labor markets remain steady amid ongoing global and domestic uncertainties

With more than 40 years of combined mortgage experience, Dan O’Neill and Scott Unger will offer VA, USDA, and innovative loan solutions to first-time, veteran, and multigenerational homebuyers

An AD Mortgage analysis shows most borrowers can reach prime mortgage rates in 1.5–3 years, while even modest credit improvements significantly increase buying power and reduce interest expenses

The new managed gateway framework allows lenders to deploy auditable AI agents within Empower LOS, streamlining workflows while preserving strict identity controls, data permissions, and regulatory compliance

After a pandemic-driven dip, the typical U.S. homeowner stayed in their home 12 years in 2025, reflecting longer tenures among older Americans, but tightening inventory for first-time buyers