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Mortgage Applications Continue Steady Climb

Refinances rose 27% last week and purchase demand remained steady, despite mortgage rates at 6.67%

Analysis and Data
Dec 11, 2024
Fixing Affordable Housing: Should Federal Mandates End Exclusionary Zoning?
Powerful Women of Mortgage Banking 2024

Meet the women who have blazed the path and left their mark on the industry for years to come

Career
Powerful Women of Mortgage Banking
Mortgage Banker
When It Comes To MSRs, Hold On Tight!

If every penny counts, pricing loans accurately makes and breaks profitability

Analysis and Data
Parallel Interest
Mortgage Banker
Traditional Mortgages Won’t Exist By 2035

Build a boat or learn to swim — a wave of 3rd-generation housing technology is crashing over the industry

Operations
Traditional Mortgages Won't Exist By 2035
Mortgage Banker
Remember Your Marketing Department?

Rate cuts signal opportunity in 2025. Your LOs — and clients — should hear it from YOU

C-Suite Strategies
The Federal Reserve finally reduced interest rates in mid-September by half a percentage point. Because this easing in borrowing costs was already priced into mortgage interest rates, no big changes occurred during the immediate aftermath. But, the rate drop sent ripples through the housing industry — consumers are beginning to wake up. When consumers rise, the housing economy will come back to life. The pace of existing-home sales lingered near historic lows through the third qu
Mortgage Banker
PACE Yourself

How green dreams for homeowners turn into lenders’ red flags

Regulation and Compliance
PACE Yourself
Mortgage Banker
Bank On Borrowers, Not Rate Predictions

Chasing rate forecasts wastes resources better spent on cold, hard business

Industry News
Bank On Borrowers, Not Rate Predictions
Mortgage Banker
Mortgage Credit Nosedives In November

Lackluster investor interest and industry consolidation are taking their toll on the market's liquidity

Analysis and Data
Consumers Remain Optimistic Mortgage Rates Will Fall

Consumers adjust market expectations as forecasts signal a still-challenging environment in 2025

Analysis and Data