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Housing prices, mortgage rates continue to decline but affordability still an issue.

Townstone Financial & its owner accused of discouraging prospective borrowers.

Calif.-based wholesale lender reportedly closed on Jan. 31.

Available only in certain areas, the funding does not need to be repaid and can be used for upfront costs.

Non-QM lender updates its brand as it introduces 2 new loan programs.

Volume increased across the board, lead by rate/term refis rising 124%.

Combined with upward revisions for November & December, market proves even stronger than many thought.

Title veteran Allen Illgen joins company from Title365.