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For all of 2022, sales of new homes fell 16.4%.

The median payment fell to $1,920 in December from $1,977 in November. 

Says offering allows customers to go from application to commitment letter within 24 hours .

Profits on typical sales increase between 45% and 51% nationwide.

Bidding wars have returned in some markets, but there's still a long way to go.

The securitization worth $580.47 million is Angel Oak Mortgage Trust's first of 2023.