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The housing market is coming down off its high, transitioning from a seller's market into a buyers' market.

Loan offers a fixed-rate and interest-only payments for the first 10 years.

Company has hired 200 loan originators since June announcement.

Despite the price reduction, demand is still down.

Phoenix-based lender closed abruptly on August 26.

Job growth slowed to 315,000, but likely not enough to keep the Fed from raising rates later this month.

Mortgage lenders are the latest to abruptly shut down.

Decline in single- and multifamily home construction helped offset increase in public construction.