Tagged: Community Home Lenders of America (CHLA)

Trade group supports lower mortgage risk weights but says broader market forces — not capital rules — drove banks' retreat from the market

Senate voted 87-8 to advance House-amended package, with final votes expected in coming days

HUD says FHA lenders will continue using three-bureau credit reports even as the agency adopts newer scoring models aimed at increasing competition and modernizing mortgage underwriting

The House version softens a controversial provision aimed at large institutional investors

An amended House version of the ROAD to Housing Act removes a controversial build-to-rent selloff mandate while preserving broader supply and affordability measures

New GSE updates allow immediate use of VantageScore 4.0 and signal shift toward multi-score underwriting environment

Calls for greater competition in credit scoring as price increases draw scrutiny

Findings show improved pre-screening could boost efficiency and first-time buyer access amid rising tri-merge costs and pricing shifts

Lenders face rising tri-merge costs, but FICO says bureau markups — not its base pricing — are driving the increase

Tighter project-review and reserve requirements drew praise for improving condo standards, yet some lenders warned the changes could raise costs