Tagged: Credit Score

The Preferred Program bundles Classic FICO and FICO 10T at an unchanged wholesale price

CHLA’s Scott Olson examines how the next Congress could reshape housing tax breaks, lending costs, and access to homeownership — and where bipartisan deals remain possible

The tool projects how borrower actions could affect VantageScore 4.0 scores across three bureaus, extending competition with FICO into borrower preparation

Both bureaus introduce ways to purchase credit scores separately from reports, while Equifax reports growing VantageScore adoption and extends $1 pricing through 2028

The lender drops its minimum score overlays on agency loans and automatically selects the highest qualifying FICO or VantageScore result through its free credit reports

Workforce reductions come amid wider lender adoption of VantageScore and changes to GSE credit-score pricing

The rollout gives brokers and correspondent lenders another major outlet for VantageScore 4.0

With an announcement reportedly possible, the fight over two-bureau versus tri-merge credit reports is putting cost, borrower outcomes, and lender choice in the spotlight

The wholesale lender removes an adjustment for new locks while Fannie and Freddie align pricing between VantageScore 4.0 and Classic FICO

More than 1,100 mortgage lenders have enabled the alternative score, but TransUnion tells NMP that “adoption” includes uses beyond loan originations