First FICO 10T-Backed MBS Issuance Achieved
Comprised of VA loans, the pool offers proof of concept for changes to be required by the FHFA by late 2025.
Tagged: Credit Score
Credit Delinquencies Rise, New Lending Slows
VantageScore provides the final snapshot of consumer credit health before the U.S. elections
Credit Score Switch Proving Difficult Absent Agency Guidance
Panelists at MBA's annual event agree GSEs have neglected to facilitate mandatory adoption of new credit scoring models, set to take effect in the fourth quarter of 2025.
VantageScore: Average Consumer Credit Health Remained Stable In May
Gen Z consumers increasingly went delinquent on credit cards.
Spring Surge: Optimal Blue Sees Record-High Credit Score Marks
Optimal Blue's March 2024 Originations Market Monitor report saw steady rate-lock volume growth.
Equity Withdrawals Rose Slightly In Q3 2023
High interest rates are compressing usage by 55% or $54B.
Fannie Mae Extends Rent Payment Pilot
Positive Rent Payment program offers financial stability and opportunities.
Unlocking $1 Trillion Opportunity: 2.7 Million Potential Home Buyers Identified with New Credit Scoring Model
VantageScore urges lenders to swiftly adopt updated scoring models ahead of 2025 regulatory requirement to tap into underserved markets.
Equifax Seeks Dismissal In 'Glitch' Lawsuit
Seven plaintiffs claim an Equifax glitch hurt their credit scores, and thus their loan applications.
