FICO’s Direct License Program Shakes Up Mortgage Credit Scoring
But industry watchers say 'bureaus hold the cards'
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Tagged: Credit Score
More Renters Self-Reporting Payments As FHFA Opens Pathway To Homeownership
TransUnion finds renters increasingly turning to third-party tools to boost credit profiles
Sep 11, 2025
‘Great Credit Score War’ Heats Up
Study finds VantageScore 4.0’s edges over Classic FICO ‘overstated’ or incorrect; VantageScore brushes findings aside
Sep 10, 2025
New Salvo in Credit Score Wars
VantageScore claims its 4.0 model beats FICO Classic across varying economic environments
‘Subprime Tax’ Runs $3,400 A Year
Low credit scores cost Americans $1,330 more in mortgage interest each year
Aug 07, 2025
Marrying Into Bad Credit Can Be Costly
Couples with mismatched credit scores can pay up to $437 more per month on their mortgage and face an elevated risk of breakup, studies show
Jul 10, 2025
Credit Reporting Shake-Up Sparks Concern Across Mortgage Ecosystem
NCRA President calls it “an untested experiment” that could exclude millions of creditworthy borrowers.
Jun 23, 2025
VantageScore Use In Mortgage Originations Up, Though Use By GSEs Falls
Company marks record credit scoring usage spike, with 55% overall increase in 2024
Equifax Paying $15 Million For Consumer Dispute Failures
The CFPB filed a lawsuit against fellow credit-giant Experian two weeks ago alleging the same
MCT Charges Ahead With FICO 10T Adoption
Despite industry-wide hesitancy, the leading loan trading platform plans to complete integration by mid-2025
Dec 12, 2024