New implementation guide standardizes mortgage insurance data exchange, helping lenders, insurers and technology providers prepare systems for newer credit scoring models
New Fannie Mae-, Freddie Mac- and Ginnie Mae-approved mortgage servicer aims to keep originators connected to borrowers through servicing data, payoff visibility and retention tools
Historical loan-level datasets covering 2013-2025 let market participants evaluate the next-generation credit model using actual GSE mortgage performance.
Single-family mortgage delinquencies edged higher in May while new business acquisitions slowed
Rep. Scott Fitzgerald's three-bill housing package would establish a statutory framework for releasing the GSEs while expanding construction lending and easing some TRID compliance requirements
VantageScore reports lower delinquencies, stable credit scores and a nine-month high in personal loan originations
CFPB frames immigration status as a potential ability-to-repay factor when future U.S.-based income is at risk
First American's ACI Sky Workbench gains verification ahead of the Nov. 2 implementation date for the GSEs' updated appraisal reporting requirements
Official rollout moves crypto-backed home financing from concept to market, testing demand among digital asset holders
MBA points to refinancing challenges and higher borrowing costs as commercial mortgage performance remains mixed