Tagged: Flood Insurance

Surging premiums, rising uninsured rates, and growing reliance on state-backed insurers signal mounting strain on housing markets as climate risks intensify

Congress approved, and President Trump signed, a funding package that ended a brief shutdown and reauthorized the National Flood Insurance Program to prevent disruptions in home sales and mortgage lending

A potential lapse in the National Flood Insurance Program threatens to stall thousands of home sales, disrupt mortgage approvals, and strain housing markets in flood-prone regions nationwide

Climate anxiety, extreme weather, and soaring insurance premiums are driving homeowners to rethink where they live

Home insurance premium growth slowed in 2025 as carriers regained rate adequacy and capacity, but record-high costs, rising deductibles, and tighter underwriting continue to pressure homeowners and shape the market heading into 2026

A group of major mortgage, banking, insurance, and real estate groups is urging Congress to pass a long-term reauthorization of the National Flood Insurance Program to prevent disruptive coverage lapses and restore stability to the housing market

House hunters nationwide are increasingly clicking into climate-risk data on listings in the wake of major wildfires or hurricanes — but that spike in concern tends to fade within a few months

Kristy Fercho, SEVP, head of financial inclusion and opportunity at Wells Fargo, joins the board of directors for property tax data and flood hazard info specialists

The average U.S. homeowner is spending nearly $16,000 annually on expenses beyond their average mortgage payment, led by home insurance premiums, a hidden cost that has surged 48% nationwide since February 2020

An analysis of domestic migration data shows high-flood-risk counties lost nearly 30,000 more residents than gained last year, driven largely by outflows from Miami and Houston