Tagged: Freddie Mac

New Open Road Elevated tier targets high-net-worth borrowers, self-employed clients, and real estate investors

As GSEs dominate the nation’s mortgage supply and household debt climbs, shifting borrower demographics and easing lending standards point to a gradual, but uneven, market expansion

Energy shock tied to Strait of Hormuz disruption reverses improving borrowing conditions and raises new questions for lenders heading into spring

As per a White House directive, the nation’s housing finance agencies are phasing out Anthropic’s AI tools amid security concerns and shifting to alternative platforms

New home purchase mortgage applications rose modestly in January, highlighting steady buyer demand and the growing role of new construction in supporting originations despite ongoing affordability constraints

The GSE reported $2.8 billion in fourth-quarter net income and $10.7 billion overall for 2025, as lower non-interest income and higher credit provisions tempered earnings despite stable credit performance, portfolio growth, and expanded affordable housing

Fannie Mae extends its $2,500 credit for very low-income borrowers for another year, while both Fannie Mae and Freddie Mac align their manufactured housing programs to promote consistency in lending standards

Fannie Mae’s December 2025 report shows modest growth in its guaranty book and largely stable credit conditions, with delinquency rates near historic lows despite elevated mortgage rates and slower home sales

President Trump’s call for Fannie Mae and Freddie Mac to buy $200 billion in mortgage bonds briefly lifted agency MBS prices, but analysts say the purchase is modest relative to market scale and unlikely to meaningfully lower mortgage rates

New Redfin data shows a modest rise in home listings and easing affordability pressures, as lower mortgage rates begin drawing cautious buyers and sellers back into the market