The GSE reported $2.8 billion in fourth-quarter net income and $10.7 billion overall for 2025, as lower non-interest income and higher credit provisions tempered earnings despite stable credit performance, portfolio growth, and expanded affordable housing
Fannie Mae extends its $2,500 credit for very low-income borrowers for another year, while both Fannie Mae and Freddie Mac align their manufactured housing programs to promote consistency in lending standards
Fannie Mae’s December 2025 report shows modest growth in its guaranty book and largely stable credit conditions, with delinquency rates near historic lows despite elevated mortgage rates and slower home sales
President Trump’s call for Fannie Mae and Freddie Mac to buy $200 billion in mortgage bonds briefly lifted agency MBS prices, but analysts say the purchase is modest relative to market scale and unlikely to meaningfully lower mortgage rates
New Redfin data shows a modest rise in home listings and easing affordability pressures, as lower mortgage rates begin drawing cautious buyers and sellers back into the market
The Federal Reserve held its benchmark rate at 3.50–3.75%, citing solid economic growth, persistent inflation, and a soft labor market, leaving mortgage rates largely steady
Freddie Mac’s December 2025 volume summary shows continued growth in its mortgage and investment portfolios, with credit performance remaining largely stable as the year ended
ServiceLink deepens its UAD 3.6 leadership by partnering with Grid-ML to give appraisers free, searchable access to a comprehensive interactive guide ahead of the GSEs’ redesigned URAR broad production rollout
Trump’s new Executive Order aims to curb institutional buying in single-family housing, potentially reshaping inventory access and competition for owner-occupant borrowers
Dan Figurski of SingleSource Property Solutions discusses how originators will face a shift as the redesigned URAR and UAD 3.6 bring clearer property insights and data-driven appraisal reporting