ICE data shows overall mortgage performance remained stable in April, but late-stage delinquencies and foreclosure inventory continued rising above year-ago levels
Lower rates earlier this year fueled a refinance surge and boosted first-time buyer activity, giving loan officers a more balanced pipeline
Seasonal improvement lowers early-stage delinquencies, but rising serious delinquencies and foreclosure activity signal growing late-cycle credit risk for originators
Direct integration enables AI agents to access loan data and execute servicing tasks inside ICE’s MSP system, accelerating automation across core mortgage operations
Affordability improves modestly but remains stretched as rising supply and steady prices reshape the purchase market for originators
New tools integrated with MSP aim to automate borrower interactions, reduce servicing costs and improve efficiency for lenders
ICE Mortgage Monitor finds falling rates fuel originations, stronger servicer retention, and rising home equity withdrawals
ICE Mortgage Technology’s redesigned MSP platform introduces a modern interface and expanded automation to help servicers streamline workflows, reduce manual tasks, and enhance borrower engagement
Expanded jumbo and Non-QM loan offerings drove a January rebound in mortgage credit availability as lenders loosened standards and positioned for the 2026 spring homebuying season, according to the MBA
ICE reports that a modest January drop in mortgage rates boosted refinancing eligibility to nearly five million homeowners and raised housing affordability to its highest level in four years, even as elevated prices and credit stress persist