Tagged: Non-QM

The Non-QM investor says the platform’s AI agents can process documents, resolve workflow tasks, and work with proprietary lending guidelines

The lender’s third acquisition since 2025 adds wholesale broker relationships, retail branches, and an established non-QM operation

Model separately analyzes bank-statement, DSCR, and full-documentation collateral using data from approximately 226,000 loans

The retail lender is expanding its alternative-income products and originator training to capture borrowers outside agency guidelines

The brokerage’s investment-property credit line offers up to $1 million and permits qualification with a DSCR as low as 0.75

Wholesale lender targets self-employed borrowers and investors with alternative-documentation options and lines of credit up to $1 million

A $432.4 million deal backed by over 1,000 loans shows investors are still hungry for Non-QM paper — but the real story is where the loans are coming from

New Apex and Optimum programs combine multiple documentation options with faster income analysis for self-employed, investor, and other non-W-2 borrowers

June purchase locks climbed 14% year over year while non-conforming and Non-QM lending continued gaining market share, according to Optimal Blue

Investor loans are reshaping Non-QM production as securitization demand, capital markets, and wholesale expansion converge