Tagged: Non-QM

AD Mortgage survey shows widespread tech adoption, with integration, training, and strategy now driving competitive edge

May’s “Power Play” keeps April’s purchase push alive while expanding Non-QM flexibility

Tri-bureau visibility could help originators identify and pre-qualify underserved borrowers earlier

Proposed legislation would require banks to verify customers’ legal status, raising potential onboarding questions for lenders if enacted

HomeLife Mortgage highlights alternative financing as rental yields decline and more properties fall short of traditional DSCR tests

Specialized offering targets nontraditional income borrowers as lenders lean into affinity-based programs

New feature automates bank statement income review for self-employed borrowers, cutting manual processing time

Optimal Blue data shows purchase activity carrying the market while refinance volume turns more selective

New platform emphasizes quote-first workflows, flexible thresholds, and faster deal screening for originators

Second-lien strategies and Non-QM products are helping originators unlock equity without forcing borrowers out of low-rate first mortgages