A $432.4 million deal backed by over 1,000 loans shows investors are still hungry for Non-QM paper — but the real story is where the loans are coming from
New Apex and Optimum programs combine multiple documentation options with faster income analysis for self-employed, investor, and other non-W-2 borrowers
June purchase locks climbed 14% year over year while non-conforming and Non-QM lending continued gaining market share, according to Optimal Blue
Investor loans are reshaping Non-QM production as securitization demand, capital markets, and wholesale expansion converge
Originators get a locked exit in a private-credit market hungry for funding certainty
The mortgage technology provider expands Tropos platform with consumer-permissioned financial data to reduce documentation and support digital underwriting
A practical guide to using bank statement loans for borrowers whose cash flow isn't reflected on their tax returns
Digital pay stub tools are gaining traction among self-employed workers, but mortgage lenders continue relying on automated verification and multiple data sources to validate borrower income
New Home Equity Gap Index estimates U.S. homeowners hold $11 trillion in available equity as some Non-QM lenders expand options for self-employed borrowers
74.5% of brokers report growing Non-QM volume in their business, according to a new A&D Mortgage survey