Tagged: TransUnion

The Preferred Program bundles Classic FICO and FICO 10T at an unchanged wholesale price

The integration connects credit-monitoring users with personalized financial offers, including mortgages and home equity

Both bureaus introduce ways to purchase credit scores separately from reports, while Equifax reports growing VantageScore adoption and extends $1 pricing through 2028

More than 1,100 mortgage lenders have enabled the alternative score, but TransUnion tells NMP that “adoption” includes uses beyond loan originations

FICO 10T enrollment tops 70 lenders while VantageScore 4.0’s presence in TransUnion mortgage credit pulls jumps from less than 5% to roughly 30%

New borrower insights help lenders evaluate applicants earlier in the origination process at no additional cost

Interest-rate-sensitive consumers remain open to refinancing opportunities while Gen X reports the strongest affordability pressures

Diverging borrower profiles reshape risk, underwriting, and pipeline outlook as new credit scoring models loom

RiskRatio upgrade gives lenders earlier visibility into borrower performance as delinquencies rise and credit cost pressures intensify

Mobile-first platform expands data access, prospecting power, and early borrower engagement — raising stakes for loan originators in the race to win the client