Tagged: TransUnion

Diverging borrower profiles reshape risk, underwriting, and pipeline outlook as new credit scoring models loom

RiskRatio upgrade gives lenders earlier visibility into borrower performance as delinquencies rise and credit cost pressures intensify

Mobile-first platform expands data access, prospecting power, and early borrower engagement — raising stakes for loan originators in the race to win the client

New pricing from major credit bureaus expected to deliver over $1 billion in industry savings

TransUnion forecasts mortgage originations will continue rising through 2026, as easing rates, improving affordability, and strong consumer demand support purchase activity and a gradual refinance recovery

TransUnion finds renters increasingly turning to third-party tools to boost credit profiles

TransUnion says lenders should monitor for this trend, work proactively with consumers who show it to help prevent them from falling behind

Originations climb 5% YoY in Q1 2025 thanks to 44% refi leap, while home equity market sees strongest growth in three years

NCRA President calls it “an untested experiment” that could exclude millions of creditworthy borrowers.

Also, company’s pilot program gives nonprofit lenders access to modern credit scoring while helping them maintain sound lending practices