Tagged: TransUnion

FICO 10T enrollment tops 70 lenders while VantageScore 4.0’s presence in TransUnion mortgage credit pulls jumps from less than 5% to roughly 30%

New borrower insights help lenders evaluate applicants earlier in the origination process at no additional cost

Interest-rate-sensitive consumers remain open to refinancing opportunities while Gen X reports the strongest affordability pressures

Diverging borrower profiles reshape risk, underwriting, and pipeline outlook as new credit scoring models loom

RiskRatio upgrade gives lenders earlier visibility into borrower performance as delinquencies rise and credit cost pressures intensify

Mobile-first platform expands data access, prospecting power, and early borrower engagement — raising stakes for loan originators in the race to win the client

New pricing from major credit bureaus expected to deliver over $1 billion in industry savings

TransUnion forecasts mortgage originations will continue rising through 2026, as easing rates, improving affordability, and strong consumer demand support purchase activity and a gradual refinance recovery

TransUnion finds renters increasingly turning to third-party tools to boost credit profiles

TransUnion says lenders should monitor for this trend, work proactively with consumers who show it to help prevent them from falling behind