New research shows Federal Home Loan Bank liquidity doesn't just stabilize lenders — it translates directly into mortgage originations, small business loans, and community development funding
New data highlights a housing market of contrasts, with a growing share of mortgage-free homeowners, widening income disparities by state, luxury condo supply pressures, and rising insurance costs, among other vital stats
The Urban Institute says innovative mortgage products like assumable, portable, or 50-year loans may improve mobility at the margins, but will not meaningfully improve affordability
Rising student loan delinquencies — now back to pre-pandemic levels with six million borrowers past due — are dragging down credit scores and making it harder for many people to qualify for mortgages, tightening affordability and access to homeownership
The Urban Institute examines data to see how policymakers at the local, state, and federal levels are expanding manufactured housing options to help solve the market’s affordability and housing supply issues
Applications analysis reveals systemic disparities in lending — here’s how the industry should respond
Former Ginnie Mae president says appraisal reform is stalling, calls for Congress to embrace data-driven valuations
Urban Institute proposes changing the tax code, but will policymakers and trade groups go for it?
Older Americans face 'combined crisis of housing affordability, accessibility, and availability'
Reducing FHA and Ginnie Mae staff won't help housing costs, according to an Urban Institute study