Only Half Of FHA Borrowers Eligible For DPA Receive It
Down payment assistance programs remain underutilized, despite high eligibility among government borrowers
Tagged: Urban Institute
New Research On AI in Mortgage Finance Identifies Three Areas Of Racial Concerns
FHLBank San Francisco and Urban Institute issue recommendations for pursuing equitable outcomes.
New Capital Framework May Increase Risk In U.S. Mortgage Market
Federal banking regulators propose changes that could squeeze IMBs and push larger banks out of the mortgage market.
Debate Over New GSE Pricing Framework Rages
GOP proposes 2 bills in Congress to repeal; Urban Institute says changes don't penalize rich to help poor.
Why Black, Latino Homeownership Grew Faster During The Pandemic
Analysis by The Urban Institute finds growth was driven by young, high-earning, highly educated borrowers.
Urban Institute: 80% Of Homes On Market Unaffordable
Study says declining number of active listings nationwide puts homeownership out of reach for American with median income.
Why Don’t College Degrees Close The Racial Homeownership Gap?
A study found young white adults with high school diplomas are more likely to own a home that Black adults with a college degree.
Student Loan Debt A Barrier To Black Homeownership
Urban Institute research shows the inability to repay debt or build generational wealth widens the racial wealth gap.