David Krechevsky

The share of households reporting it is harder to obtain credit than one year ago rose, reaching a series high.

Decrease was due to a decline in both purchase and refinancing activity, driven by the rise of interest rates.

The filter shows homes within a range of all-in monthly costs, instead of list prices.

'This continues to be an incredibly rate-sensitive housing market.'

Fannie Mae survey finds a large majority of consumers believe it's a bad time to buy a home.

Company says it is 'winding down' originations and will focus on mortgage servicing.

Unemployment rate dipped to 3.5%.

Dallas-based lender saw its loan originations fall 46% in 2022 from a year earlier.

NAR economist sees 'a clear possibility' of rates falling below 6% by year's end.

Says the face value of Signature Bank's portfolio is about $27 billion, and about $87 billion for SVB's portfolio.