Four Years Of Elevated Rates Has “Recalibrated" The Housing Market
Realtor.com reports that four years of elevated mortgage rates have boosted inventory, but failed to meaningfully reduce home prices
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Eric C. Peck
Managing Editor
NMP Managing Editor Eric C. Peck has 25-plus years’ experience covering the mortgage industry. He graduated from the New York Institute of Technology, where he received his B.A. in Communication Arts/Media. After graduating, he began his professional career in New York City with Videography Magazine before landing in the mortgage finance space. He has edited three published books, and has also served as Copy Editor for Entrepreneur.com.
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Rate Expands Non-QM Offerings With New Crypto-Based Program
New mortgage program allows qualified borrowers to use verified cryptocurrency holdings as part of their income and reserve qualifications without requiring liquidation
UMortgage Gears New Flat-Fee Structure To Accelerate Third-Party Origination
UMortgage’s new offering features transparent compensation, capped corporate margins, and integrated CRM support, aiming to help independent brokers scale operations and capitalize on continued growth in the third-party origination channel
AI Becomes Routine As Industry Embraces Workflow Automation
A new survey from Zillow Group finds agents increasingly favor AI-powered, easy-to-use tools that reduce cognitive workload, automate routine tasks, and free up time to focus on client relationships and closing deals
Feb 23, 2026
Industry Coalition Calls On Regulators To Revisit Mortgage Capital Rules
A group of trade associations is urging regulators to ease mortgage-related capital requirements, arguing reforms could restore bank participation in lending, servicing, and securitization, while strengthening housing affordability
Feb 20, 2026
Affordability, Low Inventory Keep Pending Home Sales Subdued
NAR reports pending home sales fell 0.8 % in January amid tight inventory, affordability challenges, and rising household costs, signaling continued caution among prospective buyers heading into spring
Feb 20, 2026
HUD Proposal Signals Shift In Federally Assisted Housing Compliance
HUD Secretary Scott Turner has proposed a rule requiring proof of U.S. citizenship or eligible immigration status for all residents of federally funded housing, closing longstanding eligibility loopholes and prioritizing housing assistance
Feb 20, 2026
Purchase Apps For Newly Built Homes Tick Up To Start Year
New home purchase mortgage applications rose modestly in January, highlighting steady buyer demand and the growing role of new construction in supporting originations despite ongoing affordability constraints
Feb 19, 2026
TransUnion: Purchase Mortgages To Lead Credit Expansion
TransUnion forecasts mortgage originations will continue rising through 2026, as easing rates, improving affordability, and strong consumer demand support purchase activity and a gradual refinance recovery
Feb 19, 2026
Lawmaker Pushes Two-Year Mortgage Forbearance Extension For Wildfire Victims
Assemblyman John Harabedian’s proposed legislation would allow wildfire-impacted homeowners to pause mortgage payments for up to two years, helping prevent foreclosure as recovery and rebuilding efforts continue
Feb 18, 2026