Analysis and Data

Consumer credit preferences shift as households anticipate reduced demand for credit cards, mortgages, and auto loans in the coming year.

Decline leads to optimism about a stable rate environment and a potential rise in home sales in the upcoming year.

October sees a mixed bag for the housing sector, with a rise in building permits and pending sales but a decline in completions and closed home sales.

Despite a steep drop to its lowest since December 2022, experts see a glimmer of hope for the housing market.

Data from MBA Builder Application Survey reveals significant year-over-year growth.

Zillow survey reveals rising interest in renting out parts of homes for additional cash.

Lawrence Yun anticipates interest rate, increased seller activity, and rebound in international buyers, despite current economic challenges.

Data from MBA's Weekly Mortgage Applications Survey reveals purchase and refinance applications increased to the highest weekly pace in five weeks

Economists predict calming inflation could prompt Federal Reserve to consider cutting interest rates, offering relief to loan originators and homebuyers.

MBA report indicates $1,015 loss per loan in Q3; servicing rights keep the lights on