Analysis and Data

Mortgage Default Risk Shows Divergent Trends for Major GSEs in Q2 2023

Fannie Mae and Freddie Mac exhibit contrasting risk trajectories, while purchase loans dominate in a high-interest rate environment.

Analysis and Data
Will the Mortgage Rate Spread Narrow or Not? That is the Question

Shifts in primary, secondary, and demand components of mortgage spreads challenge affordability; analysts predict rates may stabilize between 6.5-7.5% for the year.

Analysis and Data
Opinion
Return-to-Office Policies Motivating Home Sellers To Relocate

Home sellers in high-cost areas face tough choices as employers change work from home policies.

Analysis and Data
Fuel, Food, and Shelter Drive Consumer Price Index Spike

Gasoline prices fuel more than half the increase; Federal Reserve faces pressure ahead of upcoming interest rate decision.

Analysis and Data
Mortgage Apps Decrease Seventh Time In 8 Weeks

Refinancing dips as interest rates climb: homeowners face new market dynamics.

Analysis and Data
Foreclosure Rates Edge Up In August 2023

Despite a 7% monthly increase, the year-over-year trend shows a slight decline; Nevada, Illinois, and South Carolina see highest rates.

Analysis and Data
Late-Summer Surprise: Housing Market Sees Unusual Rise in New Listings

August records a 4% month-over-month increase, but total inventory remains critically low.

Analysis and Data
Mortgage Credit Availability Sees August Boost

Jumbo loans drive the uptick while conforming index hits its lowest since 2011; industry trends towards streamlined offerings.

Analysis and Data
Home Price Growth Rebounds in July, CoreLogic Reports

Home prices surge in July with a 2.5% year-over-year increase.

Analysis and Data
New York Federal Reserve Reveals Worrying Consumer Expectations for August 2023

Inflation expectations see minor fluctuations, while concerns about job security and household finance intensify.

Analysis and Data