Analysis and Data

Current Mortgage Market Cycle Unlike Previous Downturns

This down cycle is tougher than most, but it will likely be shorter-lived than prior cycles

Analysis and Data
Historical and 2022 forecasted volumes
Mortgage Banker
Pending Home Sales Slid 4% in November

Sixth-straight monthly decline occurred even as mortgage rates dipped.

Analysis and Data
Fair Lending? Not For Blacks

Studies offer suggestions for fixing the problem

Analysis and Data
Fair lending?
NMP
Mortgage Prepayments Fell, Delinquencies Rose In November

Black Knight 'First Look' finds signs that more homeowners are struggling to make payments.

Analysis and Data
Taking A Peek At Secondary Market Options

A primer on selling loans directly to GSEs or securitizing loans yourself

Analysis and Data
Secondary Market Options
Mortgage Banker
Existing-Home Sales Fall For 10th Straight Month

National Association of Realtors says sales in November fell 7.7% from October.

Analysis and Data
Redfin: All-Cash Home Sales At Highest Level Since 2014

Roughly one-third of U.S. home purchases were made with all cash in October.

Analysis and Data
Mortgage Applications Rise For 2nd Straight Week

The 0.9% overall increase was led by refinancing mortgages as mortgage rates fell.

Analysis and Data
Fewer Housing Starts, More Completions In November

Backlog of homes being completed even as builder confidence continues to fall.

Analysis and Data
Urban Institute: 80% Of Homes On Market Unaffordable

Study says declining number of active listings nationwide puts homeownership out of reach for American with median income.

Analysis and Data