Analysis and Data

Overall lending activity down 11%.

The Mortgage Economic Review is a monthly summary of key economic indicators, data, and events pertinent to mortgage and real estate professionals.

Americans are still living in their homes longer than before because of older homeowners aging in place, a shortage of homes for sale and relatively low monthly payments.

Greater acceptance of remote work may allow renters greater opportunity to pursue homeownership in more affordable markets.

Affluent population grew by almost 20% in 2021

For sale inventory in December and January the lowest in a generation

Underwriters are presented with 1,500 loans marked as "fraudulent" and they have to find the one that is genuinely fraudulent — a near impossible task.

Total revenue of $8 billion, up 211% versus 2020, with 21,725 homes sold, up 119% versus 2020

Slump continues three-month drop in transactions.

Freddie Mac survey finds rates had fallen slightly over the past week; economists say conflict one reason for that.