Industry News

Home sellers pulled back late in 2025, as seasonal trends returned and many opted to wait for stronger spring demand rather than list or cut prices

Voxtur Analytics’ bankruptcy filing has reinforced ALTA’s warning that attorney opinion letters are a fragile and inferior alternative to title insurance, raising renewed concerns about risk, liability, and consumer protection for lenders and regulators

In his State of the Union address, Trump pledged mortgage and housing cost relief through lower interest rates, potential Fed leadership changes, and aggressive housing reforms, factors that could improve affordability and boost mortgage activity

Milliman’s acquisition of MorVest Capital enhances MSR analytics and advisory capabilities, offering mortgage originators and servicers deeper data-driven tools to manage servicing risk and profitability

Sen. Elizabeth Warren is seeking records to determine whether major banks violated the National Mortgage Settlement by selling supposedly extinguished second mortgages that later resurfaced as “zombie” debts leading to foreclosures

The House Financial Services Committee has passed the bipartisan Housing for the 21st Century Act, aiming to expand housing supply and improve affordability by streamlining regulations, modernizing federal programs, and increasing local flexibility

The move could save FHA borrowers about $181 on monthly payments, says BAC Co-founder and Chief Advocacy Officer Brendan McKay

United Wholesale Mortgage’s $1.3 billion all-stock acquisition of Two Harbors would nearly double its MSR footprint, while strengthening long-term borrower retention and competitive positioning in the broker channel

Guaranteed Rate Affinity taps 20-year-plus industry veteran Lacey Sullivan to lead Northern California operations, growth, and talent development

The Urban Institute says innovative mortgage products like assumable, portable, or 50-year loans may improve mobility at the margins, but will not meaningfully improve affordability