Industry News

The Urban Institute says innovative mortgage products like assumable, portable, or 50-year loans may improve mobility at the margins, but will not meaningfully improve affordability

Freddie Mac has named veteran financial services executive Kenny M. Smith as chief executive officer and board member, while interim CEO Michael Hutchins will continue as president

Despite record apartment construction, HUD’s 2025 report finds that severe rent burdens continue to leave roughly 8.5 million very low-income renter households with “worst case” housing needs, underscoring that affordability remains a core challenge

A new analysis shows that while homeownership remains out of reach in most major U.S. cities, regions still offer renters an affordable path to buying

A new report from FirstHome IQ finds that widespread gaps in financial literacy and trust, rather than a lack of desire, are causing millennials and Gen Z to delay homeownership, with education positioned as the key to unlocking future housing demand

ARDRI has appointed mortgage industry veteran Wesley Olison as vice president of wholesale production to support the company’s growth and strengthen broker relationships in the Non‑QM lending market

The Irvine, California-based wholesale lender has appointed Brett Stubbs as chief financial officer, succeeding retiring co-founder Gary Fabian, to support the company’s continued growth and strategic initiatives

A new Cinch Home Services study finds that land prices vary dramatically across the U.S., highlighting widening regional gaps, but also localized pockets of opportunity for buyers

HUD has raised the FHA forward and reverse mortgage loan limits to reflect higher home prices and preserve access to insured mortgage credit across both low- and high-cost housing markets